Refinance an existing SMSF loan
If your fund already has a loan, it can still be refinanced after 10 August 2026. Nat can review your rate, term and structure.
The SMSF lending rules changed on 10 August 2026
New SMSF loans can now only be used to buy business real property, such as premises used wholly and exclusively in a business. If your fund already has a loan, it can still be refinanced.
Why review your SMSF loan
- Rate and fee comparison against current lenders
- Loan term ending or interest-only period expiring
- Lender exiting SMSF lending
- Releasing cash flow inside the fund
Any refinance is subject to lender approval and your fund’s circumstances.
